For information on property ownership and legal descriptions check out the Equalization Department's FAQs.
For information on recording a document or searching recorded documents check out the Register of Deeds Page.
County Treasurer's FAQs
I am no longer the owner of this property and I keep getting delinquent notices. How do I get my name removed from the tax bill?
Our office does not have the authority to remove your name from a tax bill. You must visit the local assessor’s office within the municipality of where this home is located with proof of sale, deed or property transfer to have your name removed from the property.
Have you refinanced lately?
Many people find that their mortgage company did not pay their taxes. This can happen during the transitional period following a refinance. Please be sure that your mortgage company is paying the taxes.
Do you have an escrow account for your taxes?
Taxes are often left unpaid because mortgage companies miss paying them. Please watch your mortgage statements or call your local township/city treasurer's office to check that your taxes are being paid promptly. Although the mortgage company is responsible for making the payment, it is the property owner's responsibility to see that the taxes are being paid.
I did not receive my current tax bill. Who do I need to contact and can you waive penalty and interest?
Your current tax bill is issued by your local township/city treasurer's office. Any questions or concerns regarding your current tax bill payment must be directed to your local treasurer's office. The Treasurer cannot waive penalties and interest. The State holds the taxpayer responsible to know that taxes are paid on time.
What is a delinquent tax?
If current taxes that were billed by your local treasurer in July and December are left unpaid, they are forwarded as delinquent to the Charlevoix County Treasurer for collection on March 1 succeeding the year it was due.
What happens after the property is forwarded to the County Treasurer for collection?
The Charlevoix County Treasurer is responsible for collecting delinquent real property taxes. State law requires the Treasurer to add a 4% administration fee plus interest of 1% per month.
Can taxes be paid with a personal check?
Yes, or a cashier's check, check over the phone (no business accounts), money order, or cash. We also take debit and credit cards with an additional fee attached. Please make checks payable to: Charlevoix COUNTY TREASURER.
How do I obtain a copy of a delinquent tax bill?
A copy of a delinquent tax bill may be obtained by mailing your request to our offices or call us 231-547-7202. It’s helpful to have the property address and, if available, parcel ID information. Mail your request to:
Charlevoix County Treasurer
301 State St.
Charlevoix MI 49720
What is my parcel number?
You can get your parcel number from a tax bill or call your local treasurer or assessor's office.
How do I find out how much my taxable value is to my house?
You need to contact your local treasurer or assessor's office for further information.
How do I know if I am receiving the Homestead Credit?
You need to contact your local treasurer or assessor's office.
I received a tax increase due to a Board of Review appeal. Who do I need to contact regarding my new tax amount?
If you were granted a tax increase or decrease due to an appeal through the Board of Review or Tax Tribunal, you need to contact your local treasurer or assessor’s office for explanation.
What is Public Act 123?
In 1999, a Michigan law, Public Act 123 (MCL 211.78) significantly shortened the time property owners have to pay their delinquent taxes before losing their property. Property owners with taxes that are 2 years’ delinquent may be foreclosed and the property can be sold at a public auction. Not paying taxes will result in higher interest charges and fees. Taxes that are delinquent for more than one year will have a substantially higher interest rate (1.5% per month, as opposed to the current 1%), and will have a state mandated $175 forfeiture fee.
What does it mean to be in forfeiture? Does that mean I lose the property?
No. Forfeiture is not foreclosure. If your property is in forfeiture, you still have a year before it will be foreclosed. However, the interest and fees will be higher. When a property is forfeited, the interest rate changes from 1% per month to 1.5% per month, retroactive to the date the taxes became delinquent and a $175 fee is added on March 1.
What happens after my property is in forfeiture?
Forfeited taxes are still payable until the following March. However, interest and penalty fees will continue to accrue each month it remains unpaid.
What happens after my property goes through foreclosure? How do I get it back?
Foreclosure is final. You cannot get your property back after it has been foreclosed. Once the Circuit Court enters the judgment of foreclosure, redemption rights expire March 31, and the property will be sold at public auction.
Can I make partial payments?
Partial payments will be accepted. You can send in whatever amount you wish to be applied to your taxes. We do encourage payment in Full before Forfeiture occurs, to save you the extra fees totaling over $200.
What if I simply do not have the ability to pay my taxes?
There may be a couple of options you can use, either call the Northwest Michigan Community Action Agency for assistance: (800-443-5518), or request a hardship application by calling your County Treasurer. Also, for the current tax year you can apply for a poverty exemption through your local treasurer.
I purchased property this year; who is responsible for the taxes?
If you recently purchased property in Charlevoix County and did not receive a tax bill, please contact us or the local treasurer immediately! The treasurer does not receive transfer of ownership the same day it occurs. You may also want to check your closing papers or contact the title company to find out how the taxes were prorated.